Equifax Security Breach – Aftermath

Posted on September 15, 2017 · Posted in TMTA Flash
Equifax Security Breach – Aftermath
Most, if not all, of us have been affected by the Equifax security breach. Even prior to that many of us were receiving phishing emails that appeared to come from people we knew or were doing business with. The TMTA would like to share some information that will help prevent falling prey to these activities.
Equifax Security Breach Alert
Dear Internet User,
Cyber criminals have stolen 143 million credit records in the recent hacking scandal at credit bureau Equifax. At this point you have to assume that the bad guys have highly personal information that they can use to trick you. You need to watch out for the following things:

  • Phishing emails that claim to be from Equifax where you can check if your data was compromised
  • Phishing emails that claim there is a problem with a credit card, your credit record, or other personal financial information
  • Calls from scammers that claim they are from your bank or credit union
  • Fraudulent charges on any credit card because your identity was stolen

Here are 5 things you can do to prevent identity theft:

  • First sign up for credit monitoring (there are many companies providing that service including Equifax but we cannot recommend that)
  • Next freeze your credit files at the three major credit bureaus Equifax, Experian and TransUnion. Remember that generally it is not possible to sign up for credit monitoring services after a freeze is in place. Advice for how to file a freeze is available here on a state-by-state basis: http://consumersunion.org/research/security-freeze/
  • Check your credit reports via the free annualcreditreport.com
  • Check your bank and credit card statements for any unauthorized activity
  • If you believe you may have been the victim of identity theft, here is a site where you can learn more about how to protect yourself: www.idtheftcenter.org. You can also call the center’s toll-free number (888-400-5530) for advice on how to resolve identify-theft issues. All of the center’s services are free.

Remember these three “Rules To Stay Safe Online”

  • Rule Number One
    • Stop, Look, Think!
    • Use that delete key.
  • Rule Number Two
    • Do I spot a Red Flag?
    • Verify suspicious email with the sender via different medium.
  • Rule Number Three
    • “When in doubt, throw it out”. There are a thousand ways that internet criminals will try to scam you, and only one way to stay safe